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Department of Housing and Urban Development.
Income limits are keyed into percentages of regional household income, known as area median income (AMI), which is set annually for Westchester County by the U.S. (Under the Department of Housing and Urban Development’s definition of “affordable,” people should be paying no more than 30% of their gross incomes on housing, including utilities.) For affordable rental and sales programs, you must qualify financially based upon your income. They may be constructed by not-for-profit or for-profit developers and must remain affordable for set time periods. It is developed with the aid of subsidies or tax credits from housing programs run by the federal government, New York State, Westchester County, and local municipalities. Affordable housing provides opportunities for many who do not make enough for market rate housing, from young adults to senior citizens. Because housing is so expensive in our area,and people’s salaries are not keeping up with rising housing prices, the demand for affordable homes is great.